CNN Central News & Networks / ITDC India ePress / ITDC News /Agencies/ Bhopal: CNN Central News & Networks / ITDC India Epress / ITDC News / Agencies, Bhopal: In an era of financial management, it has become extremely important to stay aware of one’s credit position and payment-related records. Keeping this need in mind, Bajaj Finance has provided customers with a digital option to understand their credit health through the Credit Pulse Report. The report is not limited to providing information on the credit score alone, but also presents a detailed account of a person’s overall credit profile.
Through the Credit Pulse Report, customers can access information on their Experian credit score, payment history, active and closed loan accounts, credit card usage, credit mix and recent credit enquiries. These details help in understanding how a person’s financial activities are affecting their credit position.
To obtain the report, customers can visit the official website of Bajaj Finance and select the Credit Pulse Report option. After this, verification has to be completed through an OTP received on the registered mobile number. The report can be obtained after providing required personal details such as name, PAN, date of birth and PIN code. An important benefit of this report is that customers can check their credit score without negatively affecting it. It also helps identify any possible error or unknown account in the credit record.
According to experts, paying EMIs and credit card bills on time, avoiding unnecessary loan applications and using the credit card limit in a balanced manner help maintain a healthy credit profile. Regular review of the credit report can help people make more informed decisions on loans and other financial matters in the future.
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