CNN Central News & Network-ITDC India Epress/ITDC News Bhopal: New Delhi. On the occasion of Diwali 2026, people are planning purchases for home decoration, new clothes, electronic appliances, gifts and family functions. In such a situation, Bajaj Finance’s personal loan may be a financial option for eligible customers. However, before taking a loan, it is important to assess one’s needs, monthly income and repayment capacity.
Loan option up to ₹55 lakh: According to Bajaj Finance’s official website, eligible customers can apply for personal loans ranging from ₹40,000 to ₹55 lakh. The loan repayment tenure can range from 12 to 108 months. The interest rate is stated to be from 10 percent to 30.5 percent per annum, determined on the basis of the customer’s financial position, credit profile and applicable terms.
Online application and EMI facility: Customers can check their eligibility on the company’s official website and apply to receive a personal loan offer. The application process may include filling in personal and financial information, submitting required documents and KYC verification. The time taken for approval and disbursal depends on eligibility and verification of documents.
Review the budget before taking a loan: Before taking a loan for Diwali shopping, it is important to understand the monthly EMI, interest, processing fee and total amount payable. A longer repayment tenure may reduce the monthly instalment, but the total interest is likely to increase. Customers are advised to borrow only for necessary expenses and to carefully read all loan terms before applying.
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