CNN Central News & Network–ITDC India Epress/ITDC News Bhopal: Bajaj Finserv Asset Management Limited has launched a new mutual fund scheme for investors who want to grow their wealth steadily in long term while keeping their risk in check; the Bajaj Finserv Equity Savings Fund. The New Fund Offer of this scheme opened on 28th July 2025 and it will end on 11th August 2025.

This scheme is designed for people who want a balance of growth, stability, and flexibility. It can be a suitable option for investors who are not comfortable taking high risks but still want relatively better returns than traditional savings options. Let’s understand what this fund is, how it works, and why it could be a suitable addition to your investment portfolio.

What is the Bajaj Finserv Equity Savings Fund?

The Bajaj Finserv Equity Savings Fund is a type of mutual fund that invests in a mix of equity (stocks), arbitrage opportunities, and debt instruments (like bonds or government securities).

Equity helps the fund capture growth when markets go up.

Arbitrage takes advantage of price differences in stocks in different markets for low-risk returns.

Debt provides relatively steady income and reduces overall risk.

By mixing these three components, the fund aims to offer growth potential from equity and relative stability from debt, making it comparatively less volatile than a pure equity fund.

Why choose an equity savings fund?

Many investors want to grow their money but hesitate to invest in equity because of market ups and downs. This fund gives you the opportunity to invest in equity without facing high volatility.

Here’s how it helps:

Lower risk, lower volatility

One of the biggest advantages of the Bajaj Finserv Equity Savings Fund is its relatively lesser drawdown, that means the fund does not fall as sharply as pure equity funds during market corrections. It gives you peace of mind when markets are unpredictable.

Balanced strategy

The fund follows a balanced strategy. It doesn’t bet heavily on any one asset class. When equity markets perform well, the fund benefits. When they fall, the debt and arbitrage parts cushion the impact. This keeps your investment journey smoother.

No lock-in period

Unlike tax-saving ELSS or fixed deposits, this fund comes with no lock-in period. You can withdraw your money whenever you want. This flexibility makes it a suitable option for both short- and medium-term financial needs.

Suitable for ‘Park and Grow’ Investors

Are you someone who has exited equity markets and is waiting for the right time to re-enter? Or maybe you’re sitting on cash after a big withdrawal? The Bajaj Finserv Equity Savings Fund offers a suitable parking option.

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